About Us
Our team consists of skilled professionals who are passionate about their work and strive to offer the best guidance possible.
- We are fully licensed and insured, and our aim is to nurture long-term relationships with our clients.
- We collaborate with partners who specialise in different domains, and we take pride in keeping ourselves informed and competent by investing in our advisors.
- We follow a straightforward decision-making approach – if something isn’t good enough for us, we won’t suggest it to our clients.
At SUM+, we don't limit ourselves to loan provisions
- We analyse your financial situation
- Manage the loan process
- Offer counsel beyond loans
Recognising the significance of property investments, we have extensive experience in advising on investments, superannuation, personal insurance, and legal implications. With SUM+, you get a devoted team that works together to assist you where you need it the most. Our aim is to inspire and reassure you throughout your financial journey.
Who We Help: Is This You?
I want to become
a property investor, using a proven strategy
Do you own your own home, and want a carefully considered plan for starting out as a property investor?
I want to
refinance an existing loan
Do you need to refinance your exitsing loan (or loans) to pay less interest or get more favourable lending conditions?
I want to
upgrade my current home
Do you need more money to upgrade your current home, and maybe your current lender had said “no”?
I want to
upgrade my home without selling my current one
Would you like to convert your current home into an investment property and find a new home to live in?
I need to
"fix" my current investment portfolio
Do you have a suspicion that your current portfolio is underperforming, and would like an expert third party analysis?
People Are Talking About SUM+
We’ve helped hundreds of homeowners and investors. Here’s what some of them say about their experience working with us.
★★★★★
“
Thank you John and Chrissy for all your help during our mortgage process. You both were so efficient, always ready to offer your advice to any questions we may have had and always left us feeling reassured that we're in the best hands. Could not recommend you both highly enough - Thank you again”
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Caterina C
★★★★★
“
We were referred to Adrian and the Sum + team from a friend as they had an exceptional experience with them. Our experience was just the same. Adrian is thoughtful and patient with his advice and was invaluable in guiding us through the loan process when we purchased our first home. If you want to get technical on organising your loans he will, or if you want it plain and simple then he'll work that way too. He tailors his approach to your experience and the level you're after. We have since used Adrian again for refinancing and he and the team made the whole process feel effortless. We've referred three other friends and will continue to shout from the rooftops whenever we here someone mention they're looking for a broker. They're just damn good at what they do and are also lovely and kind people too.”
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Chris Gordon
★★★★★
“
John and Chrissy were a pleasure to deal with - always on top of what needed to be done. Their help made the process so much easier & would definitely recommended them to anyone going for a loan.”
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Jai E
★★★★★
“
Chrissy and John are very safe hands! They were so informative including what we needed to know at a certain point in time and what was coming up next so that we could prepare. They were also very responsive to all our questions. Thank you so much Chrissy and John!!”
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Aymie Kaf
★★★★★
“
Adrian has years of experience and has all loans options covered. With Christina support they make a great team SUM+ AAA+”
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Sonia Kang
★★★★★
“
Adrian is 'The Man' when it comes to arranging finance for anything you require. He and the team at Sum+ have helped us with a number of projects and each time with better results that we could have hoped for. I wouldn't hesitate to recommend these guys for any financing needs, they are outstanding at what they do”
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Jonathan Bristow
★★★★★
“
Navigating the mortgage loan process can be quite daunting, especially as young siblings trying to break into the property market for the first time. However, from the pre-approval process to post-approval / settlement and beyond, John and Christina at Sum+ have been nothing short of amazing! John and Christina’s extensive knowledge in this field ensured the right option was available, allowing us to secure our very first home loan. Their openness, care and flexibility meant no question was ever off limits. They always took the time to explain parts of the process whenever needed and we never felt rushed or a burden at any time. We cannot recommend John and Christina highly enough and look forward to working with them in the future. Thank you both so much! Roxana and Maroun”
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Maroun Ateyeh
★★★★★
“
We were introduced to Adrian and his team to process our refinance and organise a loan for another property. The SUM+ team was very responsive with our queries and was very thorough in analysing our needs in order to get a loan that suits us. The service we got was top notch.”
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Mark Dy
★★★★★
“
Would highly recommend Adrian and his team, especially Christina who was always there to answer any of our questions(dumb as some of them were) We honestly couldn’t be happier with the results and will be dealing with them again in the future.”
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Suzie McKenzie
★★★★★
“
We highly recommend SUM+! Adrian in particular has been beyond helpful for us over the past few years. Always available to give advice and he goes above and beyond in responding to our requests at all hours. He has helped us to refinance several times and we are now in the process of purchasing an investment property - something that we never expected we could do. Adrian is personable, professional and most importantly highly trustworthy. We have recommended him to friends and family and we are confident he will take good care of them.”
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Cath Thompson
★★★★★
“
Thanks for all your hard work and support throughout our mortgage process. Your expertise, patience, and dedication made everything so much smoother. You and the team took the time to explain our options and guide us every step of the way which made the process easy. Your turn around time and attention to detail gave us confidence in every decision we made. We’ll definitely be recommending you to anyone needing a broker. Thanks again Ben for everything—you’ve been a pleasure to work with.”
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Teena and Manuel
★★★★★
“
It was an absolute pleasure working with you on my home loan Ben. Your expertise and dedication truly made the entire process smooth and stress-free. I am delighted with the outcome and can't thank you enough for your assistance. You were incredibly knowledgeable and always made sure to explain every step clearly. Your prompt responses and attention to detail were greatly appreciated. The way you handled all the paperwork and coordinated with different parties was impressive, and it made a significant difference in getting the home loan approved quickly and efficiently. I felt supported and confident throughout the entire process. Thanks again for everything, Ben!”
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Danielle
★★★★★
“
We had an amazing experience working with Ben Gebran from SUM+ to secure our home loan. From start to finish, he made the entire process smooth and stress-free. He was incredibly knowledgeable, always available to answer our questions, and guided us through every step with patience and professionalism. Ben went above and beyond to find us the best deal, and we truly appreciate his dedication and hard work. If you’re looking for a broker who is honest, reliable, and genuinely cares about his clients, we highly recommend Ben!”
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Jhony and Gabrielle
★★★★★
“
Ben pulled us from a first home fantasy land into reality. His skills with NFP salary packaging and experience within property outside of Sydney was exactly what we needed - delivered with kindness and professionalism!”
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Simone and Barry
★★★★★
“
I would highly recommend Ben – he was efficient, transparent and responsive. He assisted in a refinance of our home and investment property. If you are unsure if you are getting the best rate on your current loan, contact Ben. One phone call could save you. Thank you Ben!”
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Rania
