Here's Why New Property Investors

Choose SUM+ & The POD Methodology

To Get A Competitive Start In Property Investing

Our proven POD Methodology helps you begin and build a balanced property portfolio that accelerates your wealth without risking your assets or compromising your current lifestyle

Looking For A Faster, More Secure Way To Start A Profitable Property Portfolio?

Like many homeowners looking to leverage equity to accelerate their wealth through property investing, are you?

  • Wondering how much you can borrow, what types of loans are best, andhow to structure your finances for maximum savings in interest, fees, andtax?
  • Unsure what type of property is best, how to negotiate the lowest possible price, and how to keep it rented for maximum returns and minimum problems?
  • Worried you won’t have the time to research for the right property, compare dozens of finance options, and manage tenants (and wish you could get expert help to bring all these things together)?
  • Nervous about making costly mistakes and want a proven process and hands-on help to build a balanced property portfolio that accelerates your wealth without risking your assets or compromising your lifestyle?


Many first-time property investors have the same questions and concerns. That’s why we developed

an initial, Free Strategy Session to help you get the right start in your property investment journey.

How We Help Homeowners Build A Profitable Property Portfolio – The Safer Way

We’ve helped hundreds of homeowners leverage equity and expand their wealth through property.
A Plan To Get Your First Property Right
Unlike other banks and mortgage brokers that (in our opinion) prematurely focus on just getting you a loan, we help you create a ‘POD’ plan to build a portfolio of profitable properties. That way your finances can be optimised to:

  • Get your first investment property sooner
  • Save thousands in repayments, interest, and tax
  • Protect your income and assets as they grow
  • Safely leapfrog into more properties — faster

Balanced for Growth and Security
Some advisors favour growth in hope of fast results. Others favour conservative investments in hope of security. We help you handpick properties and financial structures, so your portfolio is optimised for both growth and income.

People Are Talking About SUM+

We’ve helped hundreds of homeowners and investors. Here’s what some of them say about their experience working with us.

Thank you John and Chrissy for all your help during our mortgage process. You both were so efficient, always ready to offer your advice to any questions we may have had and always left us feeling reassured that we're in the best hands. Could not recommend you both highly enough - Thank you again
- Caterina Colios

We were referred to Adrian and the Sum + team from a friend as they had an exceptional experience with them. Our experience was just the same. Adrian is thoughtful and patient with his advice and was invaluable in guiding us through the loan process when we purchased our first home. If you want to get technical on organising your loans he will, or if you want it plain and simple then he'll work that way too. He tailors his approach to your experience and the level you're after. We have since used Adrian again for refinancing and he and the team made the whole process feel effortless. We've referred three other friends and will continue to shout from the rooftops whenever we here someone mention they're looking for a broker. They're just damn good at what they do and are also lovely and kind people too.
- Chris Gordon

Chrissy and John are very safe hands! They were so informative including what we needed to know at a certain point in time and what was coming up next so that we could prepare. They were also very responsive to all our questions. Thank you so much Chrissy and John!!
- Aymie Kaf

Adrian has years of experience and has all loans options covered. With Christina support they make a great team SUM+ AAA+
- Sonia Kang

Adrian is 'The Man' when it comes to arranging finance for anything you require. He and the team at Sum+ have helped us with a number of projects and each time with better results that we could have hoped for. I wouldn't hesitate to recommend these guys for any financing needs, they are outstanding at what they do
- Jonathan Bristow

Navigating the mortgage loan process can be quite daunting, especially as young siblings trying to break into the property market for the first time. However, from the pre-approval process to post-approval / settlement and beyond, John and Christina at Sum+ have been nothing short of amazing! John and Christina’s extensive knowledge in this field ensured the right option was available, allowing us to secure our very first home loan. Their openness, care and flexibility meant no question was ever off limits. They always took the time to explain parts of the process whenever needed and we never felt rushed or a burden at any time. We cannot recommend John and Christina highly enough and look forward to working with them in the future. Thank you both so much! Roxana and Maroun
- Maroun Ateyeh

We were introduced to Adrian and his team to process our refinance and organise a loan for another property. The SUM+ team was very responsive with our queries and was very thorough in analysing our needs in order to get a loan that suits us. The service we got was top notch.
- Mark Dy

Would highly recommend Adrian and his team, especially Christina who was always there to answer any of our questions(dumb as some of them were) We honestly couldn’t be happier with the results and will be dealing with them again in the future.
- Suzie McKenzie

We highly recommend SUM+! Adrian in particular has been beyond helpful for us over the past few years. Always available to give advice and he goes above and beyond in responding to our requests at all hours. He has helped us to refinance several times and we are now in the process of purchasing an investment property - something that we never expected we could do. Adrian is personable, professional and most importantly highly trustworthy. We have recommended him to friends and family and we are confident he will take good care of them.
- Cath Thompson

6 Reasons Why Homeowners & Investors Choose SUM+ Instead Of Their Bank

The right loans and investment accumulation plan can help you save thousands in interest, fees, and tax, and free up your cash flow to invest or enjoy. But a step in the wrong direction can needlessly keep you in debt for years longer than necessary. Here are some of the things we do differently to help you get the very best from property:

You'll Get An Entire Plan For A Brighter Future

Sadly, many people buy a property and hope for the best. We’ll help you create and implement a plan that leads you toward the future you want. And we’ll help you balance growth and yield, so you better manage your exposure to risk.

Customised For Growth And Security

We help you hand-pick properties to balance your portfolio for both growth and income, providing you with more financial certainty now and in the future.

A Wide Range Of Loan Options, With Attractive Rates And Fees

We compare dozens of loans from our vast network of lenders and recommend the most ideal options for your situation.

Unbiased, Honest Advice

You won’t pay a cent for our loan service
because our fee comes from lenders who
pay a modest commission. And you can be sure our advice is always in your best interest, because that commission is the same no matter what lender we recommend.

Holistic Support To Help You Bring It All Together

Naturally, we can help with just a loan. But
if you’re like many of our clients you’ll appreciate our support in finding and managing the right property and structuring your finances for optimum results

Free Advice Specific To Your Situation

The first step in seeing how to find and fund the right property so you can build a balanced property portfolio that accelerates your wealth without risking your assets or compromising your lifestyle is with a Free Strategy Session where we give you our best advice – 100% free and without obligation.

Here's How Our Process Works

Your Initial Strategy Session

We’ll explore your desired short-term and long-term outcome and create a plan for achieving both. You’ll get our very best advice during this session.

Planning, Strategy & Loan Recommendations

We’ll present you with a range of options for you to choose, based upon your specific goals.

Expert Implementation

We’ll execute your loan. And we’ll implement your property-accumulating, wealth-building “POD” plan.

Ongoing Execution, Review & Optimisation

We’ll constantly monitor your current situation and desired goals, and make careful adjustments where needed.

Here’s The Next Step To Getting A Proven Plan To Find And Fund Your First Investment Property

Want some practical ideas –specific to your situation– to help you avoid expensive mistakes, save thousands in repayments, interest, and tax, and get the right start with your first investment property? It’s quick and easy with an initial, Free Strategy Session during which:

  • You’ll get a clear picture of how much you can borrow, what the costs will be,and how to maximise your borrowing capacity so you can get your first investment property sooner
  • You’ll discover strategic ways to structure your finance to save thousands in repayments, interest, and tax (so you can build and leverage equity to grow your portfolio sooner)
  • You’ll learn how to avoid common mistakes that needlessly cost other investors thousands, adding years to their financial journey
  • You’ll explore how SUM+ can help you find and fund the right property so you can build a balanced property portfolio that accelerates your wealth without risking your assets or compromising your lifestyle

Please be assured your Strategy Session will not be a sales presentation in disguise. On the contrary, you will receive practical advice that is specific to your situation

Naturally, we hope you will consider becoming a client (remember, it’s free) so we can give you step-by-step help to maximise your financial success. However, you can simply learn from the information we share and implement it yourself.

In any case, we look forward to meeting you for your no-obligation, free Strategy Session.

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